Exposure & Flood Vulnerability
A living graph of insured buildings and contents, with depth-damage functions learned from claims, post-event imagery, and first-floor elevation priors. This is the translation from water depth to insured loss.
The research, and the product it ships.
Three research programs across flood hazard, exposure, and the portfolio and capital layer. One product, iGrid, that calls every engine and delivers scores to partners.
01 // RESEARCH
Programs behind every score.
Pluvial & Urban Drainage
2D hydrodynamic surface-water modelling at sub-metre resolution, coupled to convective rainfall generators and urban drainage capacity. This is the dominant driver of high-frequency insured flood loss.
Portfolio & Capital Engine
Monte Carlo rollup across flood perils and treaty layers, producing OEP/AEP curves, TVaR, capital at risk, and reinsurance optimisation, aligned to Solvency II and IFRS 17 disclosures.
02 // PRODUCT
Delivered as iGrid.
iGrid is the API surface the research ships as. It calls every single engine on demand and delivers intelligence to insurance underwriting, pricing, and reinsurance workflows, as well as governance, urban planning, and investment decisions.
iGrid
A single API over every Quantile Labs research engine. Partners query a location, a portfolio, or a live event, and iGrid calls every single engine and delivers intelligence to insurance, reinsurance, governance, urban planning, and investment decisions.
Surface